Privacy Policy
At MyFinancePlatform, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our financial planning platform.
Information We Collect
Personal Information
We may collect personal information that you voluntarily provide, including:
- Name, email address, and contact information
- Financial goals and preferences
- Account credentials for third-party financial institutions (encrypted)
- Investment preferences and risk tolerance
- Demographic information for personalized recommendations
Financial Data
With your explicit consent, we may collect:
- Account balances and transaction history
- Investment portfolios and holdings
- Income and expense information
- Credit scores and debt information
Technical Information
We automatically collect certain technical information:
- IP addresses and device identifiers
- Browser type and operating system
- Usage patterns and preferences
- Cookies and similar tracking technologies
How We Use Your Information
We use your information to:
- Provide personalized financial planning and advice
- Generate AI-powered insights and recommendations
- Secure your account and prevent fraud
- Improve our services and user experience
- Communicate important updates and opportunities
- Comply with legal and regulatory requirements
Information Sharing and Disclosure
We do not sell your personal information. We may share your information in limited circumstances:
With Your Consent
We may share information when you explicitly authorize us to do so.
Service Providers
We work with trusted third-party service providers who assist us in operating our platform, subject to strict confidentiality agreements.
Legal Requirements
We may disclose information when required by law, regulation, or legal process.
Business Transfers
In the event of a merger, acquisition, or sale, your information may be transferred as part of the business assets.
Data Security
We implement industry-standard security measures to protect your information:
- End-to-end encryption for sensitive financial data
- Multi-factor authentication
- Regular security audits and monitoring
- SOC 2 Type II compliance
- Bank-level security infrastructure
Your Rights and Choices
You have the right to:
- Access and review your personal information
- Correct inaccurate or incomplete data
- Delete your account and associated data
- Opt out of marketing communications
- Export your data in a portable format
- Object to certain processing activities
Data Retention
We retain your information for as long as necessary to provide our services and comply with legal obligations. When you delete your account, we will delete or anonymize your personal information within 30 days, except where required to retain data by law.
International Data Transfers
Your information may be transferred to and processed in countries other than your own. We ensure adequate protection through appropriate safeguards and compliance with applicable privacy frameworks.
Children's Privacy
Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children under 18.
Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of significant changes by email or through our platform. Continued use of our services after changes constitutes acceptance of the updated policy.
Contact Us
If you have questions about this Privacy Policy or our privacy practices, please contact us:
- Email: privacy@myfinanceplatform.com
- Address: [Company Address]
- Phone: [Phone Number]
For data protection inquiries from EU residents, you may also contact our Data Protection Officer at dpo@myfinanceplatform.com.